Gardening to Save a Dollar

Table of Contents

Most people start a garden with this vision of saving quite a lot of money at the grocery store. “Yes, the garden is an expense, but think of all the money we’ll save later,” I hear folks say all the time.

Been there. As a farm girl from up north, I knew it could be done. So, when we bought our forever home several years ago, we decided to grow a substantial amount of food on our large suburban lot to offset our grocery bill. We went and did what so many gung-ho gardeners do. We went to Lowes and bought a few of each – berry bushes, fruit trees, seed packets, and seedlings- and got busy planting. There were some successes, some failures. The biggest pieces of advice I can offer beginners is to:

  • Research before you purchase everything – soil, plants, seeds, trees. Especially trees. Fruit trees are an investment.
  • Become acquainted with more experienced local gardeners in your area.
  • Go to locally owned garden centers as opposed to big box stores, especially for summer gardening. Check out our Garden Shop if you’re around Pinellas County, Florida.
  • If you can afford it, schedule a consultation with an expert. We offer reasonably priced consultations to help you with ideas to make your gardens not only productive but beautiful. It’ll save you time and money in the long run, helping you to spend money in targeted ways.
  • Start composting. Good soil is important. It’s the foundation of your garden and directly related to the health of your plants. Get the expensive soil and the cheap plant. Your homemade compost will be like gold when you see the cost of the good stuff!

In gardening there are no failures, only experiments. ~ Janet Kilburn Phillips

This post contains affiliate links which may generate some money for us at no additional charge to you.

Fruit Trees

I will say that we still have all of the fruit trees that we started with minus two, which were taken out by a fallen tree during Hurricane Irma. We now have a total of 20 fruit trees on our one-quarter acre lot. That sounds like a lot but it isn’t too jungle-like. They are carefully selected for our climate and planted in the appropriate space for water and sunlight requirements. Most are already established and almost effortless to maintain. Compost applied as a top dressing and some mulch once a year and they just give and give. There’s enough to eat fresh, preserve, and share with friends.

They may be a bit of an investment at first, but dollar for dollar, fruit trees will save you the most money on groceries over time. If you coordinate with friends and neighbors, you can each have a few trees of different types and swap fruit. It was important to me to look at the time of year each tree produced and try to vary the seasons so I could always have something fresh and tasty to pick.

Want some help selecting fruit trees that will give you the most bang for your buck? Check out our High Yielding Fruit Trees course online.


If you cook with herbs, there is no reason for you to be buying the common ones. They are easy to grow and look attractive in a mixed pot on the patio or added to the vegetable garden. Basil, mint, chives, sage, rosemary, dill, oregano, and parsley can be grown year round. Cilantro prefers the cooler months; there is a more heat-tolerant herb called culantro with a similar flavor that likes the heat. Cut or dried herbs or so expensive at the store and are so much better freshly picked. If you have a giant plant outside, you are more likely to use them often and liberally, adding flavor and nutrients to your meals almost effortlessly. You can dry excess herbs and make your own spice mixes or herbed salts for holiday gifts. I recommend a large pot of herbs for beginning or busy gardeners who love to cook.

This mustard and kale was growing in a local community garden. It doesn’t need loving and water every day. And it’s beautiful!

In general, to save the most money, fall gardening is the easiest here for beginners. In my opinion growing leafy greens will make the biggest dent in your budget. Kale, chard, lettuce, and collards are expensive to buy organic and grow so easily. Plant in October for the best results and you’ll see a fresh salad as early as Thanksgiving and possibly sooner.

Vegetable Plants

If you are interested in planting annual vegetables, be sure to follow a planting guide for Central Florida. Many seed packets have a map and chart on the back to tell you when to plant that particular crop, but we are grouped with northern Georgia which actually gets snow and is a completely different climate zone.

Check out our course, Planning Your Fall Florida Garden for more details and some cool downloadable guides.

Earthboxes, Raised Beds and Vertical Gardens

There’s a few ways to begin your first vegetable garden. Earthboxes are easy to maintain and will last for many years. I have 4 Earthbox brand containers and 2 similar planters (brand unknown). They’ve lasted for nearly 20 years, and they are easily portable if you are a renter. Raised beds are also a great option for beginners. You can buy a kit, DIY something or even re-purpose a kiddie pool. Just be sure to drill some holes for drainage in the sides (very close to the bottom).

If you need to save some space, there are a number of vertical garden options. Our favorite is the GreenStalk Vertical Garden. It’s super easy to use and is more affordable than most of the fancy vertical garden towers you can buy.

Perennial Vegetables

The next best thing for saving substantial money on your grocery bill besides fruit trees is another group of “plant it once and have it forever crops” called perennial vegetables. Here in Florida, we live in the subtropics. We can take advantage of crops from around the world from Central America, the Caribbean, Asia, Africa and India. The wide variety of heat loving and healthy greens are particularly exciting and can be added to your cooking just like spinach or kale. Longevity, Malabar, Egyptian and Okinawan spinach are just a few examples of easy to grow greens that you could try. Adding perennial greens to your yard will beautify the space and provide years of food while maintaining the carbon that is sunk in the soil (and is released when we dig into the soil).

Let's Grow Together

We strive to offer hard to find products for serious gardeners. Whether it’s plants, fertilizers, or garden gadgets, we have a few things you may not have seen before

Florida Friendly Landscaping Program Certified Professional